Starter
For indie devs making their first sales.
5% + 50¢ / transaction
Start free- Global payments & checkout
- Merchant-of-record tax handling
- License keys & fulfillment
- Subscriptions & one-time sales
- Email support
Pricing
Pay only when you get paid
No monthly fees, no setup costs, no surprises. One rate covers payments, tax compliance, fraud protection, and payouts.
Most popular
Scale
For growing software businesses.
3.5% + 50¢ / transaction
Start free- Everything in Starter
- Volume discounts over $50k/mo
- Advanced fraud & chargeback defense
- Custom checkout branding
- Priority support
Enterprise
For high-volume and custom needs.
Custom volume rates
Talk to sales- Everything in Scale
- Negotiated per-transaction rates
- Dedicated account manager
- SLA & custom contracts
- SSO & advanced controls
All plans include tax compliance, fraud protection, PCI-DSS Level 1 security, and payouts. Rates shown for digital goods; currency conversion may apply for cross-border sales.
FAQ
Common questions
Are there any monthly or setup fees?
None. You pay a percentage per transaction and nothing else. If you don’t sell, you don’t pay.
What does “merchant of record” mean for me?
SwyCheckout is the legal seller for each transaction, so we handle sales tax and VAT registration, collection, and remittance worldwide. You get a clean payout and never file a tax return for your sales.
How and when do I get paid?
Payouts are sent to your bank on a daily, weekly, or monthly schedule you choose, in your local currency.
Can I sell both subscriptions and one-time licenses?
Yes. You can sell one-time license keys, recurring subscriptions, trials, and add-ons from the same account.
What about chargebacks and fraud?
Fraud scoring is built in, and our team disputes chargebacks on your behalf. It’s included in every plan.